Terms of Service
Effective Date: 2025-01-01
Welcome to HealthFocusOnline. These Terms of Service (“Terms”) govern your access to and use
of our website, content, and services (“Services”). By using our Services, you agree to
these Terms. If you do not agree, please do not use our Services.
1. Eligibility
You must be at least 16 years old (or the legal age in your country) to use our Services. By
using them, you confirm that you meet this requirement.
2. User Accounts
- Your Responsibility: You’re responsible for
keeping your account credentials secure and for all activity under your account.
- Suspension or Termination: We may suspend or
close your account if you violate these Terms or misuse our Services.
3. Acceptable Use
You agree not to:
- Use our Services for any unlawful purpose
- Disrupt or harm our platform or other users
- Share content that is offensive, abusive, or violates rights
4. Intellectual Property
All content on our site—including text, images, logos, and software—is owned by
HealthFocusOnline or our licensors. You may not copy, use, or distribute it without written
permission.
5. Payments & Virtual Items
5.1 Subscriptions & Paid Services
- Prices and payment terms will be shown at checkout.
- We may change subscription fees with prior notice.
5.2 Virtual Currency & Goods
- Our Services may include Virtual Currency (e.g. coins or points)
and Virtual Goods (e.g. digital items, features). These may be earned or purchased.
- You are granted a limited, personal, non-transferable license to
use these within the Service.
- We may modify or remove Virtual Currency or Goods at any time,
without compensation.
- You may not sell, trade, or transfer Virtual Currency or Goods
outside the platform.
- All purchases are final and non-refundable, unless otherwise
decided by us.
- If your account is closed or the Service ends, your Virtual
Currency and Goods will be forfeited.
6. Limitation of Liability
To the extent allowed by law, HealthFocusOnline is not liable for:
- Indirect or incidental damages
- Loss of data, revenue, or profits
7. Dispute Resolution
You agree to resolve disputes through individual arbitration or small claims court, and not
through class actions.
8. Updates to These Terms
We may update these Terms from time to time. Continued use of the Services means you accept
the revised Terms.
